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Can Filing for Bankruptcy Stop Home Foreclosure/Eviction?

Defaulting on loan payments is a breach of a mortgage agreement. In the state of Texas, the lender or servicer may be eligible to foreclose your home if you default on your mortgage payments for over 120 days. Fortunately, filing for bankruptcy can help delay the foreclosure process and afford you more time to evaluate your options.

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My Mortgage Forbearance Ended. Now What?

The COVID-19 pandemic affected everyone in one way or another. Whether it meant distancing from friends and loved ones, losing access to childcare or school for your children, or not being able to work, we’ve all had to balance our lives to get through these hard times. For many people who were left without an income stream, this meant concerns about keeping up on bills and especially home mortgages.

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